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These APRs will vary with the market based on the Prime Rate. The cash advance fee is 5% of each transaction; minimum . To make a purchase today at a Sears or Kmart store, bring a photo ID and have an associate complete an account number look-up.

The transaction fee for foreign purchases is 3% of each purchase transaction in U. You have the opportunity to receive a $150 statement credit when eligible purchases totaling $1,500 or more are made and post to your account within 90 days from account opening.

The following types of transactions don't qualify as eligible purchases: deferred interest transactions or major purchase plan purchases, use of checks that access your Sears Card Account; balance transfers; cash advances; travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions; lottery tickets, gaming chips and similar betting transactions; interest and account fees; unauthorized charges; and items returned for credit. account for 12 months from date of account opening.

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See store signs or associate for details, or visit sears.com/credit.

These APRs will vary with the market based on the Prime Rate. The cash advance fee is 5% of each transaction; minimum . As of 12/19/2017 the APR for purchases and balance transfers is 26.49% and the APR for cash advances is 28.40%.You may only earn 5% back on eligible gas station purchases and 3% back in points on eligible restaurant and grocery store purchases on the first combined purchases of ,000 during the promotional period and then 1% thereafter.5% back in points on eligible gas station purchases, for the first ,000 (which includes the eligible restaurant and grocery store purchases) during the promotional period and then 1% thereafter.3% back in points on eligible restaurant (including cafes, bars, lounges and fast food restaurants) and eligible grocery store purchases for the first ,000 (which includes the eligible gas station purchases) during the promotional period and then 1% in base points thereafter.(3% back in points equals 2% in extra points and 1% in base points.) Certain Non-Eligible Purchases.You will only earn 1% in base points, not 3%, for restaurant purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs.

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